The secret most powerful build in Bannerlord.

I've discovered the most broken build in the game and it centers around charge damage.

Step 1. Find a wife

Step 2. Have a child

Step 3. When they reach certain age milestones, select "riding" at every possible opportunity. Check https://mountandblade.fandom.com/wiki/Children - there are certain ages where riding can be a randomly gifted focus point. Save scum (before they turn the age of their milestones) until you are able to get all available riding focus points, there are EIGHT possible.

Step 4. Child becomes 18 years old. Retire your main character and have your riding prodigy child inherit your clan.

Step 5. Find the Royal Destrier (+36 charge damage)

Step 6. Level your riding all the way up. With +8 focus points, your hard cap is 420 riding. This gives you +51 charge damage. Combined with the royal destrier gives you +87. Then you get +20% from the perk, making it 105 charge damage. Find the +30% charge damage banner (I’m unaware of how this stacks) for more damage?

Step 7. Find an enemy, charge through their formation, dealing fatal damage to every archer and infantry that you touch.

Step 8. ???

Step 9. Profit.