Down payment assistance for “high” income?

I’m looking for down payment assistance programs for 100k income. I’m in MD and the lender I spoke to suggested the MMP but I really don’t like the idea of a 2nd lien. I was looking into Chenoa and saw a bunch of threads saying the interest rates are high so now I’m not interested in that either. I’d love one I can just payback over a certain amount of time or is entirely forgiven after a reasonable amount of time