UPDATE: sister bought concert tickets using my card

Hello! I am u/lucimeow13 for some reason di ko ma-access yong account kaya I created a new account to give update.

I just want to update po na I have reached out to the bank, and tama po, considered valid and authorized transaction so mahirap i-dispute. I also reached out to a fraud analyst friend and sabi nga nya I can try, pero tedious process. I’ll sell the tickets na lang. I’m selling for the original price lang + sm online fee na 100 so 18,600 each.

Yes, Enhypen concert po. My sister was able to snag these vvip tickets at 11:10am. I heard timestamp is important.

As for my sister, I’ve interrogated her. She said she was being pressured by her classmates to do a “pasa-buy” since she had mentioned na may credit card ang ate nya (which is me). She planned to tell me daw last Monday pero na-busy daw sya sa school works. Her plan is to have one ticket, and the other two is for the classmates na magbabayad daw through installment. I asked her anong ipangbabayad nya sakin since gusto nya yung isang ticket, sabi nya “kaltas” daw sa allowance nya.

After kong tumawag sa bank para ipa-replace yung card and umiyak (lol naiyak ako sa stress) sinabi ko sa mother namin yung nangyari, and mind you, nasampal sampal si sister.

Now for the punishment, si mama na ang nagsabi. Grounded si sister, school-bahay lang muna. bawal muna gumala gala at pumunta sa kpop events nya (like yung nagmimeet up sila sa coffee shops ng kapwa fans nya). Sya din maghahanap ng buyer para sa tickets. If hindi nya mabenta, ibabawas sa allowance nya monthly. And hindi ko na din itutuloy yung promise kong iphone 15 sa kanya. Sinabi ko sa kanyang nadisappoint ako nang sobra, at hindi ko na kaya ipahiram sa kanya yung mga gamit ko :(

This happened for the first time, tiwala ako sa kanya before kasi wala namang ganitong nangyari dati. I trusted her with my phone and she knew the pw kasi hinihiram nya to take her selfies. I even let her order foods/shopee with my card (kaya sya familiar pano gamitin/saan kukunin 🥲)

Now, I told her na wala na akong tiwala sa kanya and if sa ibang tao nya to ginawa, mas malala pa ang punishment. If professional counseling is needed, I’d like my sister to have it. I know my sister is a good kid, na-pressure lang ata talaga kasi frequent concert-goers ata yung classmates nya. I hope hindi na ‘to mangyari kasi baka kaladkarin na sya ni mader.

Thanks po mga advise nyo! (bumili na din ako ng cvv stickers). I appreciate po yung mga comments nyo! Salamat nang marami 🫶🏻