My mother passed away. What should I do with her pension money?

My mother passed away recently. I received $26k from her life insurance, and I am receiving roughly $101k from her pension. I don’t make a lot of money ($23k last year, estimating the same this year). My husband makes about $45k a year. I know inherited pension money is taxed heavily. What should I do with it? I only have a basic chequing and savings account right now. No debt.