I feel like an idiot

Lately, I have been feeling really dumb. Like I keep doing dumb things and can't ever catch a break.

I am 28 weeks pregnant and did the DNA test to find out the gender.

Well, I didn't know my insurance wouldn't cover it and that it would be so expensive. I mean, I did ancestry DNA a few years back and it was only a couple hundred bucks. Surely it wouldn't be that much more expensive to find out my baby's gender through DNA, right?

Boy was I wrong and do I feel like an absolute moron.

I JUST got the bill in the mail. We did this in the beginning of the 2nd trimester. So it has been months.

The bill is $759 plus change.

I have tried calling the company that did the test with with number provided on the bill, to see if I could turn it into a payment plan. As the bill is a little steep for us to pay all in one go.

I keep getting busy tone or something. My husband is mad at me because I had decided to do that stupid test and didn't know the insurance wouldn't cover it.

I am just feel like I keep doing dumb things. I even blame myself for getting pregnant sometimes. I was going to try to track my cycles and failed. (I didn't like the side effects of bc)

This baby was not planned but we accept him and love him. I just feel all this medical stuff along with me doing dumb things wouldn't be happening if I wasn't pregnant.

I almost feel like everything negative happening in our lives is my fault. Which is ridiculous. My husband certainly does not blame me for most of the circumstances we find ourselves in, but I certainly didn't help with this situation.

Edit: I feel I should add the DNA test was through Natera. I have noticed that a few other people were scammed by them as well, judging from what I have seen online. So I feel a little less like an idiot in that respect.