Dog insurance

Hello ! My pup is getting to be about 10 months old and I was looking into dog insurance . She has no pre existing conditions or diagnosis however, in the event of sudden illness or accident I was looking into dog insurance. Does anybody have any insight ? I'm gathering that you pay and then dog insurance reimburses you ? How much reimbursement depends on your monthly premium ? Is that correct ? I was also looking at direct pay like Pets Best to help with some leg work for reimbursement obviously it needs to be accepted by my vet . However , any insight is good insight ? Please refrain from posting "Lemonade sucks. Don't ever give them money " then not explain further . Counter productive adding into my confusion , thanks 😊 Here's my baby girl for reference to show boat

Hello ! My pup is getting to be about 10 months old and I was looking into dog insurance . She has no pre existing conditions or diagnosis however, in the event of sudden illness or accident I was looking into dog insurance. Does anybody have any insight ? I'm gathering that you pay and then dog insurance reimburses you ? How much reimbursement depends on your monthly premium ? Is that correct ? I was also looking at direct pay like Pets Best to help with some leg work for reimbursement obviously it needs to be accepted by my vet . However , any insight is good insight ? Please refrain from posting "Lemonade sucks. Don't ever give them money " then not explain further . Counter productive adding into my confusion , thanks 😊 Here's my baby girl for reference to show boat