need a honest opinion!

I am 20f. I live alone in a small apartment.

My mother passed away, and was insured. The benefits that I received is big enough for 2 years. I was advised to avail a life insurance and I did. Allot that good for 8 years. I also kept a good amount for my tuition as I plan to get back in college, as well as for emergency funds, and funds for myself. I still have more.

My relatives do not know about the amount of money that I have right now. All they know is what I received from my mother's company, and all they know is it's below half a million. So they were worried and was urging me to work and do not pursue my studies first. But I had other plans. I wanted to start a small business, and I plan to open a shop on a commerce platform. I plan to pursue a business aligned with a hobby I want to pursue. To be exact, I want to sell stickers, journaling goods in all. I will be doing everything, from plan, down to the editing. Making sure almost everything is from my works. I have allotted an amount for this business and I made sure that I won't face a big loss when it does not work out.

This is my initial plan, although, I am still thinking hard about it until I can finally see a big picture and the potential. I am in need of y'alls honest opinions. What do you guys think?