I budgeted with money I didn’t have yet…is this really so bad?
So every month I get a check from a family business and it is supposed to come on the 1st of the month. Sometimes the family member who deposits the checks is a little late so I didn’t end up getting the check until the 4th. But I entered it into YNAB on the 1st and left it as an uncleared transaction until I received it. I wanted to budget and plan my month and savings goals but I needed that money to do so.
I could have waited and been YNAB broke, and not known how much I could put towards discretionary items until receiving it but I didn’t want to wait.
I don’t see why this is such a bad thing, especially when you know for certain money is coming and it’s coming very soon.
Anyone else ever do this?
I feel like o deserve a YNAB slap on the wrist 🤣